Explore Your Financing Options

Explore our range of loan programs designed to help your homebuying plans with confidence, wherever you're headed next.

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Mortgages aren’t one-size-fits-all. We’ll work with you directly to help you find the program that fits your needs best. In the meantime, get educated on different loan programs we offer.

  • Conventional loans are the most popular mortgage option, offering flexible terms for qualified borrowers. Perfect for purchasing your primary home, second home, or investment property — conventional financing delivers straightforward, reliable funding tailored to your needs.

    Key Qualifications

    • Minimum 620 FICO

    • 3% Down on Primary Home

    • 10% Down on Second Home

    • 20% Down on Investment Home

    • No PMI with 20% Down Payment

    • Maximum debt-to-income (DTI) ratio of 50%

  • Designed specifically for eligible Veterans, active-duty service members, Reservists, National Guard members, and surviving spouses. Key advantages include no down payment required, no private mortgage insurance (PMI), competitive interest rates, and flexible credit guidelines.

    Key Qualifications

    • 0% Down

    • Minimum 600 FICO

    • No PMI

    • No true loan limit (check your VA Entitlement)

    • No true debt-to-income limit with compensating factors

  • FHA loans, insured by the Federal Housing Administration, make homeownership more accessible for first-time buyers, those with lower credit scores, or limited savings. Key benefits include a minimum down payment of just 3.5%, flexible credit requirements, and competitive interest rates.

    Key Qualifications

    • 3.5% Down Payment

    • 600 FICO Score

    • Up to 56% debt-to-income (DTI) ratio

    • Primary home purchase only

  • Non-QM (Non-Qualified Mortgage) loans are flexible, private-market mortgage options designed for borrowers who don’t fit the strict guidelines of traditional “qualified” mortgages. Key advantages include alternative income verification (such as bank statements, 1099s, or rental income), making them great for business owners and investors.

    Bank Statement Loans

    • Great for business owners with little to no income shown on taxes

    • Use 12 to 24 months of business bank statements to calculate income

    • As low as 10% Down Payment on Primary Home

    1099 Loan

    • Great for 1099 employees or contractors

    • Use 90-100% of income shown on 1099

    • As low as 10% Down Payment on Primary Home

    DSCR

    • Great for investors purchasing rental properties

    • No income requirement

    • Qualification based on cash-flow of rental home

    And much more…

Let’s Work Together

If you're interested in working with us, complete the form with a few details about your homebuying plans. We'll review your message and get back to you within 24 hours.